You are married and have children.

All your personal chattels and the first £125,000 of your estate goes to your surviving spouse. The remainder of your estate is then divided into two equal shares.

1. Your spouse is given a life interest in one share and on the death of your spouse the capital will pass to your children equally.

2. The other share is given to your children at eighteen.

Beware

You have not appointed legal guardians for your minor children.
Click here for more information about Guardians.

When your spouse dies 40% Tax on everything over £300,000 may have to be paid.
Click here for more information about Inheritance Tax

Friends, Charities and pets cannot benefit.

Funeral wishes may never be known.

Your children may inherit capital at eighteen when you may prefer an older
vesting age, perhaps twenty-one or twenty-five?

The above information is not exhaustive and should be used as a guide only. If you need to discuss individual circumstances please do not hesitate to telephone us on 0800 0562015.

IT MAKES SENSE TO MAKE A WILL